Friday, March 14, 2025

Digital Banking Unit, Self-service Zone vs Digital Assistance Zone

 


What are Digital Banking Unit (DBUs): 

DBUs will be brick-and-mortar outlets that will provide a variety of digital banking facilities to people such as the opening of savings accounts, balance-check, printing passbooks, transfer of funds, investment in fixed deposits, loan applications, stop-payment instructions for cheques issued, applications for credit and debit cards, tax and bill payment and nominations.  

DBU's will have 2 distinct features – 

  • Self-service Zone 
  • Digital Assistance Zone

Self-service Zone:

  • The customers can access ATM, a Cash Deposit Machine (CDM) and a Multi-Functional Kiosk (MFK) that offers services like printing of passbook, depositing cheque and accessing internet banking. 
  • It will also provide a digital interactive screen where customers can interact with a chatbot to know about products, offers and mandatory notices.

Digital Assistance Zone:

It will have branch officials to assist customers to undertake the services including opening of savings account, current account, fixed deposit and recurring deposit etc

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